ChatGPT Plus Pricing: Top-Up vs Dedicated Account vs Half-Ready (2026)
The same ChatGPT Plus can cost ¥24.5 or ¥100. The difference is not whether Plus is included, but the delivery format and warranty period. This guide breaks down top-up, dedicated account, half-ready account and reverse-proxy credential, with a selection table.
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ChatGPT Plus is officially USD 20 per month before local taxes, yet market prices range from roughly ¥24.5 to ¥100. That spread is not random pricing — it reflects different delivery formats and warranty periods. The same word "Plus" can mean very different things depending on what you actually receive.
This page explains what each format gives you and where the risk boundary sits. It is not a feature review. For live stock and pricing, open the ChatGPT product page.
Prices reflect the RelayX listing on 2026-10-24 and change with exchange rates, promotions and stock. Confirm the live price and terms on the product page before ordering.
1. Current listings at a glance
As of 2026-10-24, ChatGPT Plus listings fall into four families:
| Format | Representative tier | Price | Warranty | Account owner |
|---|---|---|---|---|
| Half-ready account | Plus half-ready (multi-region) | from ¥24.5 | First login | Supplier |
| Dedicated, no phone verification | Plus dedicated | basic | ¥26.0 | First login | Supplier |
| Dedicated, verified | Plus dedicated | verified | ¥35.0 | First login | Supplier |
| Top-up on your own account | Plus top-up (30 days) | ¥36.5 | 30 days | You |
| High-warranty dedicated | Stable account | residential IP | ¥69.5 | 15 days | Supplier |
| High-warranty dedicated | Codex stable | Microsoft mailbox | ¥100.0 | 30 days | Supplier |
There is also a "reverse-proxy credential" tier (¥31.25). It cannot log in to chatgpt.com and only works inside specific third-party clients — a different usage model, not a normal Plus subscription.
2. What the four formats actually mean
Top-up: your own account
You hand over your existing ChatGPT account and the seller activates Plus on it. The clear advantage: your chat history, custom instructions and projects stay in your account, and you keep control of renewal and cancellation. The cost is handing over login credentials, so change the password immediately after activation and review logged-in devices.
Dedicated account: a ready account with Plus already active
The account is new and only you use it, but ownership stays with the supplier. One detail matters:
- Verified — phone verification is already done; you can log in and use it immediately.
- Unverified / basic — you complete phone verification or first-login setup yourself. It costs ¥5–10 less, at the price of extra steps, and some regional numbers may not receive the code.
Half-ready: cheapest, but you finish the setup
The lowest tier (from ¥24.5) usually means one or two final steps remain — changing the password, completing verification, setting up the mailbox. It suits people who know the process and don't mind doing it. If you want "pay and use", skip this tier; the ten-yuan saving is not worth half an hour of troubleshooting.
Reverse-proxy credential: not an official subscription
These credentials route through a third-party relay. They cannot log in to chatgpt.com and only work in designated clients or API endpoints. Cheap and account-free, but stability depends on the relay operator and none of the official account benefits apply. If your workflow needs the official interface (Projects, Canvas, voice), rule this out.
3. Where the price difference comes from
- Warranty period — first-login only → 15 days → 30 days. Longer coverage means higher after-sales cost for the seller, hence a higher price. The ¥100 tier is essentially paying for someone to absorb failures.
- Verification cost — a verified account includes a working phone verification, and that cost shows up directly in the price.
- Account source and stability — labels such as "residential IP" and "Microsoft mailbox" point to cleaner registration environments and mailbox types, which tend to survive risk controls better.
- Whether your own data survives — top-up is expensive because it does not touch your account; dedicated is cheaper because it hands you a new one. Two different products, not two prices for the same thing.
4. Choosing by scenario
| Your situation | Suggested format | Why |
|---|---|---|
| Existing account with history and projects | Top-up (¥36.5) | Data stays with you; you control renewal |
| New user, wants one month now | Dedicated, verified (¥35.0) | Usable immediately, no verification steps |
| Familiar with the process, budget-first | Half-ready (from ¥24.5) | Cheapest, but you finish the setup |
| Running Codex, needs stability | Microsoft mailbox, 30-day warranty (¥100.0) | Longest coverage for production use |
5. Three checks before ordering
- Read the warranty scope. First-login warranty covers only the first successful login; later bans or Plus removal are outside it. Choose 15-day or 30-day tiers if you need more.
- Change the password right after a top-up and remove unknown devices from the session list.
- Do not store sensitive material in the account. Client lists, internal documents and API keys do not belong in an account opened on shared supply; use an official subscription for sensitive work.
6. FAQ
Q: Official price is USD 20 — why is this ¥30-something?
A: Different billing parties. Officially you subscribe with OpenAI yourself; here you buy an account or a top-up. The price reflects supply cost and warranty, not an official discount.
Q: Can the account get banned?
A: Any non-official channel carries account-status risk — that is exactly what the warranty period is for. Within warranty, the product page rules apply; beyond it, you carry the risk. For long-term stability, use an official subscription.
Q: Do I own the mailbox on a dedicated account?
A: Most tiers state the mailbox usage rights are not included, so you cannot use it for password recovery or rebinding. Read the specific tier's notes before ordering.
Q: Can I get an invoice?
A: Follow the product and checkout pages. For company procurement requiring contracts and invoices, go through official channels.